Rates Down, Volumes Up. Polish and European Real Estate Markets Accelerate
The Monetary Policy Council at its meeting on February 3–4, 2026 kept the reference rate at 4.00%[3], following a series of reductions totaling 175 basis points in 2025. The lombard rate stands at 4.50%, and the deposit rate at 3.50%. CPI inflation in December 2025 fell to 2.4% year-on-year[1], below the National Bank of Poland’s…









