Pensions, Interest Rates, and Cyberfraud: Key Changes at the Start of 2026
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Pensions, Interest Rates, and Cyberfraud: Key Changes at the Start of 2026

The Central Statistical Office published on February 9, 2026, data on the average wage in the national economy for 2025 amounting to 8,903.56 PLN, representing an 8.82% year-on-year increase. Based on this, the final pension indexation rate for 2026 was calculated, which will be 5.3%, higher than the 4.88%[2] stipulated in the budget law. The…

Rates Down, Volumes Up. Polish and European Real Estate Markets Accelerate
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Rates Down, Volumes Up. Polish and European Real Estate Markets Accelerate

The Monetary Policy Council at its meeting on February 3–4, 2026 kept the reference rate at 4.00%[3], following a series of reductions totaling 175 basis points in 2025. The lombard rate stands at 4.50%, and the deposit rate at 3.50%. CPI inflation in December 2025 fell to 2.4% year-on-year[1], below the National Bank of Poland’s…

Freight Signals at the Start of 2026: Cheap Sea Freight, Suez Returns, Record Investments in Poland
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Freight Signals at the Start of 2026: Cheap Sea Freight, Suez Returns, Record Investments in Poland

On key ocean routes in the first week of February rates fell to levels close to carriers’ breakeven points[1]. On the Asia–West Coast USA route, rates were 1,450–1,800 USD/FEU, with the Freightos Baltic Index dropping by 10% to 2,418 USD/FEU[2]. The Asia–East Coast USA route was valued at about 3,850 USD/FEU (a 5% week-on-week decrease),…

Pensions, Insurance, and Interest Rates in 2026: What Awaits Seniors in Poland and the USA
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Pensions, Insurance, and Interest Rates in 2026: What Awaits Seniors in Poland and the USA

The Council of Ministers has approved the schedule for indexation of benefits[1] from the Social Insurance Institution for 2026. From March 1, the minimum pension will increase from 1878.91 PLN[2] gross, which means a raise of 4.88%, or[35] 91.69 PLN monthly. The increase will cover over 7 million pensioners and disability pensioners[3] and will not…

Global Real Estate Market Enters 2026 with Three Crises and Selective Capital
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Global Real Estate Market Enters 2026 with Three Crises and Selective Capital

The US office market vacancy rate fell to 18.4% at the end of December 2025[1], down 140 basis points year-over-year, marking the lowest level since the pandemic in major cities. Manhattan and San Francisco saw the biggest drops in vacancies – by 300 and 370 basis points respectively – while Austin and Seattle still hold…

Strikes, TEN-T Delays, and New Road Charges: A Week of Tension in European Transport
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Strikes, TEN-T Delays, and New Road Charges: A Week of Tension in European Transport

On February 2, 2026, a nationwide public transport strike is underway in Germany[1] organized by the Verdi union. Buses, trams, and metro services in approximately 150 cities (excluding Lower Saxony) are not running in subzero temperatures[2], complicating alternative mobility options. Deutsche Bahn’s long-distance rail operates normally[3] as its employees are not part of Verdi. Simultaneously, in the Lombardy region of Italy, Trenord workers…